Insurance Coverage Built for Epoxy Flooring Professionals
From general liability to workers' comp, commercial auto to professional liability — every policy is tailored to the specific risks epoxy and coatings contractors face on the job.
Coverage Options
Insurance Coverage for Epoxy Contractors
Every policy is tailored to the specific risks epoxy flooring professionals face — not generic contractor coverage.
General Liability
Your first line of defense
Covers third-party bodily injury and property damage on job sites. Essential for every epoxy flooring contractor.
- Up to $2M per occurrence
- Completed operations coverage
- Product liability included
Professional Liability
Protects your reputation
Covers claims from coating failures, delamination, improper surface prep, and other workmanship disputes.
- Errors & omissions coverage
- Defense costs included
- Occurrence-based available
Workers' Compensation
Protects your crew
Covers medical bills and lost wages when employees are injured. Required in most states as soon as you hire.
- Chemical exposure coverage
- Respiratory injury claims
- Return-to-work programs
Commercial Auto
Covers your fleet
Protects your trucks, trailers, and equipment in transit. Covers accidents, theft, and cargo damage.
- Trucks, vans & trailers
- Equipment in transit
- Hired & non-owned auto
Umbrella Liability
Extra protection layer
Extends your liability limits beyond underlying policies. Critical for large commercial and industrial projects.
- $1M–$10M additional limits
- Covers all underlying policies
- Affordable added security
Inland Marine / Equipment
Protects your tools
Covers grinders, shot blasters, mixers, and other specialized epoxy equipment — on site and in transit.
- Replacement cost coverage
- Theft & damage
- Rented equipment option
Contractor Bonds
Win more bids
Surety bonds required for licensed contractor work. Performance and payment bonds for commercial projects.
- License & permit bonds
- Performance bonds
- Fast approval process
Business Owner's Policy
All-in-one coverage
Bundles general liability with commercial property coverage. Ideal for contractors with a shop, warehouse, or office.
- Property + liability bundle
- Business interruption
- Typically saves 10-15%
Who We Insure
Coverage for Every Type of Epoxy Contractor
Whether you're a solo operator doing weekend garage floors or a 50-person crew coating industrial warehouses, we have the right coverage for your work.
Residential Epoxy Contractors
- Garage floor coatings
- Basement epoxy flooring
- Patio & pool deck coatings
- Decorative metallic epoxy
- Residential concrete staining
Commercial Flooring Contractors
- Warehouse & industrial floors
- Retail & showroom coatings
- Restaurant & commercial kitchen floors
- Healthcare facility flooring
- Office & lobby epoxy installations
Industrial Coatings Contractors
- Manufacturing plant floors
- Chemical-resistant coatings
- Anti-static / ESD flooring
- Food-grade epoxy systems
- Heavy equipment area coatings
Specialty Coatings Contractors
- Polyaspartic coatings
- Polyurea floor systems
- Moisture mitigation systems
- Concrete polishing & densifying
- Cementitious urethane overlays
Simple Process
Get Insured in 3 Easy Steps
We make getting epoxy contractor insurance fast and painless — no confusing paperwork, no runaround.
Tell Us About Your Business
Fill out a quick quote form with your business details — services offered, crew size, annual revenue, and current coverage. Takes about 5 minutes.
Get a Custom Policy Recommendation
Our epoxy industry specialists review your needs and build a tailored coverage package. We compare rates across top-rated carriers to find your best fit.
Get Covered & Get Back to Work
Review your quote, ask questions, and bind coverage — often same-day. You'll receive your certificate of insurance and can start bidding insured jobs immediately.
Common Questions
Epoxy Contractor Insurance FAQ
Answers to the most common questions about insurance for epoxy flooring and coatings contractors.
Find Out What Coverage You Need
Tell us about your epoxy business and we'll build a custom coverage recommendation — free, no obligation.
- No-obligation quote in minutes
- Same-day certificate of insurance
- Compare rates from multiple carriers
- Dedicated epoxy industry specialist